If you are a Target employee injured at work, your workers’ comp claim will be somewhat unique.
Texas is one of the few states that allow employers to subscribe to a state-approved workers’ compensation policy or forgo it.
Second to Walmart, Target is one of the largest employers in Texas and nationwide, and it is a non-subscriber to workers’ compensation insurance in Texas.
Target has chosen to self-insure and create its own compensation plan.
Because the Target workers comp insurance is not your run-of-the-mill subscriber policy, you must hire a workplace injury attorney if you are injured while working at Target.
At The Zimmerman Law Firm, we have always been on the side of helping injured workers. Contact us today.
Texas Non-Subscriber Law and Target
Under Texas law, an employer can carry workers’ compensation insurance. If the employer decides to subscribe, the injured employee must file a workers’ comp claim through that worker’s comp insurance.
However, unique to Texas, an employer can choose to be a non-subscriber.
Typically, if an employer is a non-subscriber, it is either self-insured or carries some other form of insurance to cover employee injuries.
Target is one company that maintains its own workers’ injury insurance.
Common Workplace Injuries at Target
Target workers comp accidents are an everyday occurrence throughout the country. Often, a work accident happens when you least expect it.
Some of the most common Target workplace accidents include:
- Repetitive use injuries,
- Slip and falls,
- Overexertion injuries,
- Shoulder injuries, and
- Repetitive use injuries.
These types of accidents can result in a mountain of injuries. Many are instantly evident, but some injuries are slow burning and will develop over time.
Either way, it is crucial to report the accident immediately after it happens. It can help preserve your right to recovery.
Target Injury Policy
You must act promptly if you are injured while working at Target and need to file a claim.
Most workers’ injury plans require that employees immediately report their accidents and injuries to a supervisor, sometimes within just 24 hours.
Because of the limited time frame, you should immediately report your injury as soon as it occurs.
Depending on the severity of your injury, you may need immediate medical attention. However, you may not require emergency treatment, but still need some form of medical care.
On average, employees have two weeks to seek medical treatment with an approved provider.
There is usually a short time frame (e.g., 30 days) by which employees must file their claim to qualify for benefits.
Target should provide you with a copy of its employee handbook and policies upon hiring. These materials should give detailed information regarding Target’s workers’ compensation protocol in Texas.
If you need assistance understanding their protocol and procedure, one of our workers’ compensation lawyers will be happy to meet with you.
Contact a Texas Work Injury Attorney Today
We have over 85 years of collective experience advocating for individuals hurt at work at The Zimmerman Law Firm. Let us put our knowledge and resources to work for you.
Understanding exactly how to navigate a Texas Target workers’ comp claim is key to successfully receiving the benefits you are entitled to and deserve.
Contact us by phone, email, or through our website to schedule a free consultation to discuss your next steps.