As you may know, workers' compensation insurance is not a mandatory requirement in the state of Texas. Fortunately for workers, many businesses in the state choose to provide this important coverage for their workforce anyway. In a nutshell, workers' compensation will step in to cover medical expenses and replace a portion of the employee's lost wages if an accident occurs and takes the worker away from his or her job.
Many of the jobs available in our state involve traveling on Texas roadways. These jobs include truck drivers, delivery drivers, taxi drivers and many others. Because they spend so much time on the road, these workers have an increased risk of experiencing a car or truck accident during the normal course of performing their duties.
Injured employees covered by workers' compensation should have no trouble filing a claim and receiving the benefits they deserve. However, in work-related car or truck accidents in which no workers' compensation coverage exists, victims may find it difficult to find a satisfactory solution.
Regardless of whether you are covered by workers' compensation, we urge you to get a legal opinion if you are injured in a vehicle accident while working. Doing so can help protect your career while ensuring you get the medical care you need to return to your job as soon as possible.
Work-related car and truck accidents are complex by nature. Speaking with an experienced injury lawyer often helps you navigate any legal hurdles that may otherwise prevent you from acquiring the financial benefits you are due. Please visit us online if you need to learn more about workers' compensation and work-related injuries in Texas.